Empire Real Estate
Home Loans and Property Sales
51 Monroe St.
Suite #1107
Rockville, MD 20850
(240) 603-9794


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Having great credit is more important than ever. But why work with us?

As a real estate company whose success is directly dependent on the credit scores of our prospective clients, it is crucial that we are able to help our clients raise, rebuild and maintain "SPECIFIC NUMBERED" credit scores so they can be approved for a new mortgage to buy a house or refinance an existing mortgage loan.

Our credit repair service is unlike ANY other credit repair service for 1 simple reason.  We provide our clients with "SCORE SPECIFIC" recommendations and results.  This means that all of our recommendations are geared to achieving each client's specific credit score goal.  We just don't say we can raise your credit scores.  We  will get you to whatever your number goal is.  Whether it be a score goal of 600, 700, 800 or WHAT EVER!!!  

In other words...YOU TELL US WHAT SCORE YOU NEED TO GET APPROVED FOR THE LOAN THAT YOU WANT AND WE WILL GET IT FOR YOU!!!!

Items Addressed Include:
Collections, Late Payments, Charge Offs, Foreclosures, Repossessions, Garnishments, Identity Theft/Fraud, Bankruptcies, Liens

Equifax, Transunion, Experian

Our proven process for repairing your credit is one of the most effective in the industry and is the main reason why our clients who enroll in our credit score raising program begin receiving results in as little as 35 days from the start of their service.

If you do not believe us when we say that no other credit repair company is willing to promise score specific recommendations, please feel free to contact any other national credit repair companies such as Lexington Law, Sky Blue, DSI Solutions, Ovation Credit Solutions, etc.. It does NOT MATTER!!!

If you do decide to call any one of them, or all of them, ask them one question POINT BLANK.....Does your service guarantee score specific results

A team of credit consultants are assigned to provide individual attention to each client’s credit problem

We have a multi-stage process that is tailored to each client's specific case. Remember, NO ONE ELSE DOES!!!

The following is an overview of our multiple stage process.

Stage 1: In Depth Credit Report Analysis

Using the client's most recent credit reports that we retrieve for the client, our credit reporting analysts use our proven techniques to see which actions by the client could produce the desired score goal in the shortest amount of time and for the least out-of-pocket expense.  In other words, we know beforehand what specific actions to take and the time line needed to produce the desired results.  It is only after this important step that any of the additional steps listed below are determined necessary.  To the best of our knowledge, NO OTHER credit repair company does this. 

Stage 2: Dispute Process

Using the client's consumer rights under the FCRA (Fair Credit Reporting Act), we initiate a dispute process on all negative inaccuracies on the credit reports directly with the three major credit reporting agencies Experian, TransUnion, and Equifax. The results are then completed and obtained by the client within 35-40 days. A final round of disputes will follow for any remaining negative inaccuracies.

Stage 3: Cease and Desist Collections Activity Process

Using the client’s consumer rights Under the FDCPA (Fair Debt Collections Practice Act), we provide the correct legal letters to stop any and all collections calls to the home or business and also stop the collection agencies from contacting our clients by mail. This process is done in conjunction with the dispute process

Stage 4: Legalized Settlement Alternatives

We assist our clients in settling accounts that are either in collection or charged off and were verified, and were unable to be removed through the dispute process. This is a step above and beyond where any other credit repair company will go.

Stage 5: Re-establishing Credit

Our final service is re-establishing credit. We use many affiliate financial institutions to help our clients establish positive trade lines and credit accounts on their credit reports.

We have an excellent track record in helping client's to improve their credit scores:

If you have a better credit score, you could potentially have a better interest rate. Just an increase of 20 points in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping our clients raise their credit scores quickly and effectively in an effort to give them better purchasing power.

Average Score Increase in 35 days:

10 points or more = 93%

20 points or more = 71%

50 points or more = 25%

100 points or more = 15%

Average Score Increase in 90 days:

10 points or more = 97%

20 points or more = 82%

50 points pr more = 50%

100 points or more 25%

Average Client's Credit Score Increase in 6 months:

60 points

Pricing for Credit Education and Document Preparation:

Unlike many credit repair companies that charge high upfront costs (as much as $5,000 per client) or lower recurring monthly fees (that NEVER seem to end), we charge only a 1 (one) time flat fee of $350 per client (regardless of how many derogatory accounts you have)

 

To get started increasing your credit score and rebuilding your credit, complete the short worksheet BELOW and order the service.

*Indicates required field
First Name: *
Last Name: *
What is your middle name?:
Social Security Number: *
Date of Birth: *
Do you have any prevous names, maiden name or aliases? If so, please list them.:
Current Home Address: *
If you have lived at your current home address less than 2 years, what was your previous home address?:
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