Our proven process for repairing your credit is one of the most effective in the industry and is the main reason why our clients who enroll in our credit score raising program begin receiving results in as little as 35 days from the start of their service.
If you do not believe us when we say that no other credit repair company is willing to promise score specific recommendations, please feel free to contact any other national credit repair companies such as Lexington Law, Sky Blue, DSI Solutions, Ovation Credit Solutions, etc.. It does NOT MATTER!!!
If you do decide to call any one of them, or all of them, ask them one question POINT BLANK.....Does your service guarantee score specific results?
We have a multi-stage process that is tailored to each client's specific case. Remember, NO ONE ELSE DOES!!!
The following is an overview of our multiple stage process.
Stage 1: In Depth Credit Report Analysis
Using the client's most recent credit reports that we retrieve for the client, our credit reporting analysts use our proven techniques to see which actions by the client could produce the desired score goal in the shortest amount of time and for the least out-of-pocket expense. In other words, we know beforehand what specific actions to take and the time line needed to produce the desired results. It is only after this important step that any of the additional steps listed below are determined necessary. To the best of our knowledge, NO OTHER credit repair company does this.
Stage 2: Dispute Process
Using the client's consumer rights under the FCRA (Fair Credit Reporting Act), we initiate a dispute process on all negative inaccuracies on the credit reports directly with the three major credit reporting agencies Experian, TransUnion, and Equifax. The results are then completed and obtained by the client within 35-40 days. A final round of disputes will follow for any remaining negative inaccuracies.
Stage 3: Cease and Desist Collections Activity Process
Using the client’s consumer rights Under the FDCPA (Fair Debt Collections Practice Act), we provide the correct legal letters to stop any and all collections calls to the home or business and also stop the collection agencies from contacting our clients by mail. This process is done in conjunction with the dispute process
Stage 4: Legalized Settlement Alternatives
We assist our clients in settling accounts that are either in collection or charged off and were verified, and were unable to be removed through the dispute process. This is a step above and beyond where any other credit repair company will go.
Stage 5: Re-establishing Credit
Our final service is re-establishing credit. We use many affiliate financial institutions to help our clients establish positive trade lines and credit accounts on their credit reports.


